Spectrum Select CD

With a Spectrum Select CD you can invest larger amounts without taking on big risks.  This FDIC insured investment offers tiered interest rates so the more you invest the more you can gain. Spectrum Select solutions are offered exclusively from BankFinancial.

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Minimum Opening Deposit


Interest Bearing

Yes, tiered.

Withdrawal Restrictions

Penalties may be incurred if a withdrawal of the principal is conducted on the CD prior to maturity. Penalties are based on the term of the CD.2

Account Advantages
  • 11, 15 and 22 month terms
  • Fixed rate
  • Automatic renewal

1. Maximum opening deposit is $250,000 for individual accounts and $500,000 for joint accounts. 2. Only interest credited to the CD can be withdrawn at any time prior to maturity without penalty.   To earn CD rates on existing funds, a Spectrum Select relationship is required.