Looking to invest with little risk? We offer a variety of Business Certificate of Deposit terms to suit your financial investment needs and goals. Plus the longer you invest, the more you can earn.


Account Features
  • Variety of Terms, From 91 Days to 5 Years
  • Choose From a Fixed-Rate or Variable-Rate of Interest For Full Term
  • Automatic Renewal
  • Loan on Deposit

Special Terms
  • 18 month Variable Rate1
  • 18 month Jump Rate2

Interesting Bearing

Minimum Opening Deposit
$1,000

Minimum Daily Balance
$1,000

Withdrawal Restrictions3

Penalties are based on the term of the CD and may be incurred if a withdrawal of the principal is conducted on the CD prior to maturity



  1. Variable and may change after account is opened and is equal to the 26-week U.S. Treasury Bill Rate.
  2. Options include one rate increase during the CD term to the current 18-Month Jump Rate CD, and additional deposits of $1,000 or more into the CD until its maturity date. After account opening future rates may change depending on the rate in effect at the time of the bump up period. Additional deposits will not extend the maturity date.
  3. Only interest credited to the CD can be withdrawn at any time prior to maturity without penalty.

For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at www.bankfinancial.com/disclosures/. The terms of the account, including fees or features, may change.