With a Spectrum CD (Certificate of Deposit) you can invest larger amounts without taking on big risks. This FDIC insured investment offers tiered interest rates so the more you invest the more you can gain. Spectrum solutions are offered exclusively from BankFinancial.


Account Advantages
  • Automatic Renewal
  • Fixed Rate
  • 11, 15 and 22 Month Terms

Interest Bearing

Minimum Opening Deposit1
$10,000

Withdrawal Restrictions
Penalties are based on the term of the CD and may be incurred if a withdrawal of the principal is conducted on the CD prior to maturity2


  1. Maximum opening deposit is $250,000 for individual accounts and $500,000 for joint accounts
  2. Only interest credited to the CD can be withdrawn at any time prior to maturity without penalty. To earn CD rates on existing funds, a Spectrum relationship is required.

For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at www.bankfinancial.com/disclosures/. The terms of the account, including fees or features, may change