BankFinancial understands that not-for-profit organizations have different financial needs. The Civic Checking account1 is designed for not-for-profit organizations with a 501(c)(3) or 501(c)(4) designation. Make the most of fundraising efforts with this interest-bearing account.


Your Account Comes With
  • No per Item Charges
  • Free Monthly eStatements2
  • Free Transactions at All BankFinancial Owned ATMs
  • See Fee Schedule (PDF 84kB) for non-BankFinancial ATMs3
  • Online ACH Origination
  • Online Wires
  • Remote Deposit Capture4
  • Business Visa Check Card
  • Business Online Banking
  • Business Mobile Banking
  • 24/7 Bank-by-Phone
  • Business Online Bill Pay

Interest Bearing

Minimum Opening Deposit
$100

Minimum Daily Balance
$1,500

Monthly Service Charge5
$0 If Above Minimum Daily Balance, Otherwise $7

Statement Cycle Dates
Monthly on the Last Day of the Month

Per Item Charge
  • $0.15 per $100 For All Currency Deposit Amounts Over $10,000
  • $0.15 per Roll/Strap of Coins/Currency Supplied


  1. Only available to 501(c)(3) and 501(c)(4) organizations
  2. Paper statements are $3
  3. There may be a fee imposed by the owner of the other terminal or network
  4. If eligible requires Check Scanner. See fee schedule (PDF 84kB) for applicable fees.
  5. Monthly Service Charge is waived for the first statement cycle

For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at www.bankfinancial.com/disclosures. The terms of the account, including fees or features, may change.