Mature couple hiking

Personal Savings Rates

Savings Accounts




Account Type Opening Deposit Minimum Balance1 Interest Rate Annual Percentage Yield
Everyday Savings $50 $150 0.15% 0.15% Locations
Kids Savings2 $10 All Amounts 0.15% 0.15% Locations
Spectrum Savings3 $50 $1,000 0.25% 0.25% Locations

Deposit Rates are accurate as of 12/26/2024 and subject to change without notice. Checking, Money Market, and Saving rates are variable and may change after the account is opened. Interest is compounded daily and will be credited to the account on the scheduled statement date, except for blended rate accounts for which the interest is daily simple. Fees may reduce earnings. Daily balance is the amount of principal in the account each day. Average Daily Balance is determined by adding the full amount of principal in the account for each day of the period and dividing that figure by the number of days in the period. Contact our Customer Service Center or visit your local branch for further information about applicable fees and terms.

  1. The minimum balance must be maintained for one year in order to receive the Annual Percentage Yield.
  2. Must be titled as a custodian account or joint tenants with rights of survivorship. Primary account owner must be under the age of 21.
  3. Spectrum Select Checking account required to open.